What constitutes a "material defect" in a property?

A "material defect" in a property is defined as a significant issue that impacts safety, habitability, or the overall value of the property. This definition encompasses critical aspects that could potentially jeopardize the well-being of occupants or diminish the property’s worth in the eyes of potential buyers or tenants. For instance, structural problems, plumbing issues, or electrical hazards can all be considered material defects because they directly affect the safety and usability of the property.

In contrast, minor cosmetic issues, such as scratches on walls or outdated decor, do not rise to the level of material defects since they do not significantly impact the property's functionality or safety. Similarly, issues that purely affect exterior appearance without compromising safety or habitability would not be classified as material defects. Lastly, a complaint made by a tenant, regardless of its nature, does not inherently indicate that a property has a material defect; complaints can stem from a variety of non-substantive issues. Thus, option A accurately captures the essence of what constitutes a material defect.